ABSTRACT
This study investigates comparison between male and female traders’ access to microfinance credit facilities in Ijebu-north Local Government Area of Ogun State, Nigeria. The study specifically examines traders’ access to microfinance credit facilities in Ijebu-north local government area. It highlights gender inequalities in traders’ access to microfinance facilities in Ijebu-north local government area and also investigate the factors that constraints traders from gaining access to microfinance credit in Ijebu-north local government area. Descriptive survey design was adopted using questionnaire as the prime instrument to generate data from a sample size of three hundred and twenty-five (325) traders. Data generated was analysed using descriptive statistics and inferential statistics. Results showed that traders have constraints in accessing microfinance services. It was concluded that there was gender significant difference among traders access to microfinance facilities in Ijebu-north local government area. Also, there is no gender significant difference among traders on factors that constraint traders from gaining access to microfinance facilities in Ijebu-north local government area. Among other recommendation is Microfinance Institutions should design appropriate procedures that are flexible enough to meet the requirement of traders that intend to loan credit.
Keywords: Gender, Credit Facilities, Microfinance.
